RATES

   DEPOSIT RATES

Rates Effective: March 6, 2010                           APY refers to Annual Percentage Yield.

Investments
Product	Minimum Deposit	Rate (%)	APY (%)
Certificate of Deposit
91 Day	$2,500	0.40	0.40
6 Month	$2,500	0.70	0.70
1 Year	$500	0.90	0.90
2 Year	$500	1.20	1.20
3 Year	$500	1.75	1.75
4 Year	$500	2.00	2.00
5 Year	$500	2.50	2.50
6 Year	$500	2.50	2.50
7 Year	$500	2.50	2.50
8 Year	$500	2.50	2.50
9 Year	$500	2.50	2.50
10 Year	$500	2.50	2.50
18 Month Money Market Certificate-Variable Rate Account
*18 Month	$500	0.190	0.190
*Rate may change after account is opened
A penalty may be imposed for early withdrawal
Minimum deposit is equal to minimum balance to obtain APY
CONTACT ANY BRANCH OFFICE FOR JUMBO CERTIFICATE RATE QUOTES
Premiere Moneymarket Fund
$1,000 - $9,999.99	N/A	0.25	0.25
$10,000 - $24,999.99	N/A	0.30	0.30
$25,000 - $49,999.99	N/A	0.30	0.30
$50,000 +	N/A	0.35	0.35
Other Savings & Checking Programs Available

Rates Effective:March 9, 2010                               APR refers to Annual Percentage Rate.

First Mortgage Loans Single Family, Owner Occupied Properties
Term	Loan Amount	Rate(%)	Fee(%)	APR(%)	Payment/$1,000
15 Yr Conforming	$0 - $417,000	5.50	0	5.580	8.17
15 Yr Conforming	$0 - $417,000
15 Yr Jumbo	$417,001 - $650,000	7.00	.125	7.122	8.99
15 Yr Jumbo	$417,001- $650,000
30 Yr Conforming	$0 - $417,000	6.00	0	6.05	6.00
30 Yr Conforming	$0 - $417,000
30 Yr Jumbo	$417,001 - $650,000	7.50	0	7.569	6.99
30 Yr Jumbo	$417,001 - $650,000
1/1 ARM	$0 - $417,000	5.75	0	5.801	$5.84
1/1 ARM	$0 - $417,000
3/1 ARM	$0 - $417,000	6.375	0	6.433	$6.24
3/1 ARM	$0 - $417,000
5/1 ARM	$0 - $417,000	6.625	0	6.686	$6.40
5/1 ARM	$0 - $417,000
7/23 ARM	$0 - $417,000	6.50	0	6.559	$6.32
7/23 ARM	$0 - $417,000
10/1 ARM	$0 - $417,000	6.50	0	6.559	$6.32
10/1 ARM	$0 - $417,000
Jumbo APR Rates are available, please contact the Loan Division for terms and conditions.
All APR's and monthly payments identified above assume a transaction with a $417,000 loan at the fee and term identified.
If the term is not identified, a 30 year term is assumed.
$445 Application Fee (non-refundable)

Home Equity Loans HOME EQUITY RATES QUOTED ARE FOR LOAN AMOUNTS $25,000 AND UP. CONTACT LOAN DIVISION FOR RATES ON LOAN AMOUNTS $5,000-$24,999 724-935-7400
Type	LTV Ratio	Term	Rate(%)	APR(%)	Payment/$1,000
Fixed Home Equity	Up to 80%	36 mos	5.25	5.68	$30.08
		60 mos	5.50	5.77	$19.10
		84 mos	6.000	6.21	$14.61
		120 mos	6.125	6.28	$11.16
		180 mos	6.25	6.36	$8.57
	81% to 90%	36 mos	6.25	6.74	$30.54
		60 mos	6.50	6.81	$19.57
		84 mos	7.00	7.24	$15.09
		120 mos	7.125	7.31	$11.68
		180 mos	7.25	7.38	$9.13
	91% to 100%	36 mos	7.25	7.80	$30.99
		60 mos	7.50	7.85	$20.04
		84 mos	8.00	8.27	$15.59
		120 mos	8.125	8.33	$12.20
		180 mos	8.25	8.40	$9.70
All APR's identified above assume a transaction with a $50,000 loan at the term identified.
Fixed Home Equity Rate displayed reflects the discount of 1/4% when the loan payment is automatically transferred from a West View Savings Bank checking account.Rates are for $50,000 and above.
ALL CLOSED-END HOME EQUITY LOAN DOCUMENT PREPARATION FEES ARE CURRENTLY WAIVED ON LOANS $25,000 OR MORE.

Home Equity Line Of Credit Loans
Type	LTV Ratio		Reg. Rate*	Payment/$5000
Equity Line of Credit	Up to 80%	3.25*	Prime	$63.55*
	81% to 90%	4.25*	Prime + 1.0%	$67.71*
Payments charged are 1% of principal balance, plus interest.
*Line of Credit Rate displayed reflects the discount of 1/4% when the loan payment is automatically transferred from a West View Savings Bank Checking Account.
Index used is the prime rate as displayed in the Wall Street Journal. The loan will have a semi-annual adjustment with a lifetime cap of up to 18%. No fixed rate conversion option. Monthly payment is 1% of outstanding principal plus interest.
Annual maintenance fee is $25.00 for LTV Ratio up to 80%. Maintenance fee of $35.00 for LTV ratio's in excess of 80% to 90%.
DOCUMENT PREPARATION FEE
	< $25,000	$75.00
	$25,000 or Larger	$0.00

Automobile Loans
Type		Term	Rate(%)	APR(%)	Payment/$1,000
New Automobile		36 mos	6.125	6.56	$30.48
New Automobile		48 mos	6.25	6.59	$23.60
New Automobile		60 mos	6.50	6.79	$19.57
Used 2009-2008		36 mos	7.00	7.49	$30.76
Used 2009-2008		48 mos	7.25	7.64	$24.06
Used 2009-2008		60 mos	7.50	7.82	$20.04
Used 2007-2006		36 mos	7.25	7.76	$30.99
Used 2007-2006		48 mos	7.50	7.90	$24.18
Used 2005-2004		36mos	8.00	8.55	$31.34
All automobile loans require 10% down payment prior to tax and title costs. $35.00 application fee (non-refundable).
Automobile Loan Rates displayed reflect the discount of 1/4% when the loan payment is automatically transferred from a West View Savings Bank checking account.

Personal Unsecured Loans
Type		Term	Rate(%)	APR(%)	Payment/$1,000
Fixed-Closed End		24 mos	13.75	15.65	$47.90
Adjustable -Open End		N/A	Prime + 6.0	9.25*	$50.00
The minimum and maximum loan amount range from $1,000 to $5,000.
*The Unsecured Loan Rates represent 1/4% rate reduction if payment is automatically withdrawn from West View Savings Bank checking account.
Index used for the Adjustable - Open End Loan is the Wall Street Journal prime rate as of the last business day each month.
The initial margin is 6.0% for the first six months, with adjustments monthly up to a lifetime cap of 18.0%. Monthly payment is 5.0% of the outstanding balance.
After six months, the minimum floor is 13.0%. The annual maintenance fee is $35.00.
$35.00 Application Fee (non-Refundable)