West View Savings Bank has a variety of loan products
designed to meet your needs. The interest rates and terms
available can be viewed on the deposit /loan rates page.
Loan product types include:
RESIDENTIAL MORTGAGE LOANS
Take advantage of today’s low interest rates:
-
Buy that new home
- Refinance your existing home loan
- Build that addition on to your existing home
All can be accomplished through a West View Savings
residential mortgage loan. Interest rates can be either
fixed or adjustable with a variety of loan terms. Loans
are available with a three percent down payment. Please
contact the Lending Division to discuss your situation.
HOME EQUITY LOANS
Home Equity loans can be used for a variety of purposes
and have the potential for interest expense deductions
on your Federal income tax (see your tax advisor for
your particular circumstance). You can use the loan
proceeds to:
- Payoff existing debts to lower your interest rate and
lower your monthly payments
- Lower the interest rate on an existing mortgage or
equity loan
- Purchase a new vehicle at today’s competitive rate
- Fund improvements to your home
- Pay for education needs
- Provide for those “unexpected” expenses
West View Savings offers both term and line-of-credit
home equity loans. Term loans are normally best suited
for a specific need or purchase and have a fixed
interest rate. Line-of-credit home equity loans offer
quick access via check writing.
LINES OF CREDIT
A line-of-credit is as easy to use as writing a
check. West View Savings Bank offers a variety of
lines of credit; home equity, personal unsecured and
commercial. The interest rate will adjust depending
upon the prime-lending rate.
AUTOMOBILE LOANS
Now is the time to purchase that new vehicle or
lower that interest on your existing auto loan!
Click on our loan rates page to compare. The Bank
offers competitive rates at a variety of terms to
meet your budget.
PERSONAL LOANS
Unsecured personal loans are available. West View
has both a term and a line-of-credit product
available. Interest rates are fixed for term loans
and adjustable for the line-of-credit loan.
COMMERCIAL, INVESTMENT AND MULTI-FAMILY REAL
ESTATE LOANS
Commercial, Investment, and Multi-family Real Estate
Loans are available for either purchase or
refinancing of an existing loan. Terms and
conditions are determined on a case-by-case basis.
Please contact the
Lending Division for more
details.
SMALL BUSINESS LOANS
Establish or expand on your existing business.
Inventory or other forms of collateral can secure
loans. Contact our
Lending Division to see how we
can help.
INTERNAL REVENUE CODE SECTION 1031 EXCHANGE FUNDING
Gains from exchanges of property are generally taxable.
However, some types of exchange may not result in
recognized gain. An exchange may qualify for favorable
tax treatment if certain conditions are met. The Bank
can work with your attorney, or tax advisor, to help in
financing property exchanges on a tax favored basis.
MORTGAGE AND LOAN PAYMENT FINANCIAL CALCULATORS
Click here to calculate the loan financing amount
and payment options
Please Note: The financial calculators should be
used for estimation purposes only about your loan
payments and does not constitute an offer to extend
credit. Your actual payment information may vary.
Please contact us for exact payment information.
LOAN PRODUCTS
