VAL-U-CHEQUE – FREE CHECKING
An economical account with the freedom to write checks,
access your money with your VISA Check Card or online via
the Internet.
- NO minimum balance
- NO PER CHECK FEES
- Unlimited check writing
- ATM/VISA Check Card available
- Minimum balance required to open is $50.00
- Safekeeping of cancelled checks
- Online Banking capabilities
REGULAR CHECKING
This account is flexible, easy to use and offers a
variety of features that can save you money.
- Interest paid on balances of $5,000.00 or more
- No monthly fee if any one of the following:
- An average daily balance of $750.00 is maintained
- An account owner is at least 62 years of age
- An account owner has $2,500.00 or more in other
West View Savings Bank accounts
- NO PER CHECK FEES
- Unlimited check writing
- ATM/VISA Check Card available
- Minimum balance required to open is $50.00
- Online Banking capability
BUSINESS CHECKING
Consider our business checking to help you to a
healthier bottom line.
- NO PER CHECK CHARGE
- NO PER ITEM CHARGE ON DEPOSITS
- No monthly fee if an average daily balance of
$1,000.00 is maintained
- Unlimited check writing
- ATM/VISA Check Card available
- Minimum balance required to open is $50.00
- Online Banking capability
ORGANIZATION CHECKING
We offer your group or organization a convenient,
affordable checking account.
- NO PER ITEM CHARGE
- NO PER CHECK CHARGE
- No monthly fee if an average daily balance of
$750.00 is maintained
- Unlimited check writing
- ATM/VISA Check Card available
- Minimum balance required to open is $50.00
- Interest paid on balances of $5,000.00 or more
- Online Banking capability
PREMIERE MONEYMARKET FUND
- Provides the benefit of paying a market rate of
interest based on your account balance. Minimum balance
to earn interest is $1,000.00
- No monthly fee if a balance of $1,000.00 is
maintained
- Unlimited over-the-counter withdrawals
- ATM/VISA Check Card available if a checking account
is maintained
- Federal Regulations permit three checks per monthly
statement
- Minimum balance required to open is $2,500.00
- Online Banking capability
CHECK REORDER ONLINE
If you purchase your checks through West View Savings
Bank, you can order your current style and information (no
new changes) securely though our online ordering system.
Click the Deluxe Check Reorder Link Below!
CERTIFICATES OF DEPOSIT
We offer 91 day and 182 day fixed rate certificates
with a minimum balance to open of $2,500.00. We also offer
1 year through 10 year fixed rate certificates, with a
minimum balance of only $500.00 to open. Special term
certificates may be available from time to time.
Open our 18-month money market certificate with only
$500.00 required minimum deposit. Deposits of $500.00 or
more can be made at anytime during the term of the
certificate. Interest rate is based on the preceding
month’s last auction of the 182 day United States Treasury
Bill (Auction Average Discount Basis).
For all certificates, penalties may apply for
withdrawals prior to maturity.
PASSBOOK SAVINGS ACCOUNTS
Our most popular account provides you with a permanent
record of all your transactions in one convenient
passbook. No monthly fee if a daily balance of $100.00 is
maintained. Interest is paid on balances of $100.00 or
more. Minimum balance required to open is $50.00.
CHRISTMAS CLUB ACCOUNTS
Start saving for next Christmas by making periodic
payments to your account. Interest is paid on balances of
$100.00 or more, with a minimum balance required to open
of $20.00.
TRADITIONAL INDIVIDUAL RETIREMENT
ACCOUNTS (IRA)
An IRA may offer you a tax advantage to set aside money
for your retirement. Interest earned is tax deferred with
no annual fees. Deposits are accepted into any term
certificate, passbook savings or Premiere Money Market
Fund.
ROTH IRA ACCOUNTS
Contributions are not tax deductible, but withdrawals
can be tax-free if you wait at least five years after
establishing your Roth IRA and you are at least 59 ˝ years
of age. There are no annual fees and deposits are accepted
into any term certificate, passbook savings or Premiere
Money Market Fund.
EDUCATION IRA ACCOUNTS
Set aside funds for a beneficiary’s education. Interest
grows tax-free and is not taxed if used for the higher
education of the beneficiary. Deposits are accepted into
any term certificate, passbook savings or Premiere Money
Market Fund.
Please Note: The financial calculators should be used for
estimation purposes only.
DEPOSIT PRODUCTS
